How do you react to a slump in car sales? Offer people better rates of finance and cheaper car prices. Well at least that is what many of the main manufacturers are offering customers as a way to entice them to their vehicles. In fact, many are promoting that despite the “recession”, the time is now to buy a car as there could “not be a better time to get fantastic savings”. Well whilst I agree with the statement, I still think that there are only a proportion of people that will actually have the cash capital to buy or who will actually qualify for a financial package to assist with the purchase. Among those offering these excellent deals are Honda, Peugeot and Vauxhall. No doubt, many of the others will follow suit in the coming months. In fact, there has even been offers on the table that offer customers 0% finance and even buy one get one free (on selected vehicles of course). Where there are these unbelievable offers comes the small “catch” of having to pay a substantial amount upfront, which I suppose is only fair given that in the long run the overall cost will be cheaper than normal. Of course obtaining finance is harder to come by these days but if anyone out there has the spare cash capital to hand, judging by the deals being displayed, cars are certainly available at knock down prices and money will be saved. Again though, it is all about if you have it to hand. One of the discounts I seen at one local dealer yesterday was up to 40% off, which was astonishing to say the least. Pre 2008, this type of offer would be unheard of. However, it seems nowadays, it is reality so get down to your local dealer and see what is available.